Sleep better knowing where you're headed financially
Why leave it up to chance? By taking charge of your finances now you can build a future that you’ll feel good about. Whether you’re doing it for yourself, your family, or your business, we can guide you in the right direction.
Build a relationship of trust
Norm has a wealth of experience, with an advisory practice for 19 years. His team of four proudly have a combined 55 plus years in planning, financial analysis, banking, accounting, investments, and life insurance. This contributes to their clients’ experiences of financial growth and insurance strategies that can take them through their entire lives.
For Business Owners
As a business owner, you need someone who understands what you’re going through. Having run multiple successful businesses, Norm truly understands your challenges. His team’s broad knowledge and experience can help you keep more of your money and set yourself up for the future. Delegate planning your finances, and focus more of your time on your life and business. Spend time doing what you love.
For Professionals
As a professional you want to ensure your finances are in good hands. Norm’s extensive experience, broad knowledge, and large network ensure you have access to the tools you need. A successful investor himself, Norm advises from experience. No sugar coating here—Norm and his team will advise you honestly to ensure you get the results you want.
For Families
At the end of the day why are you really growing your wealth? Norm and his team can help you and your family set up for an abundant future. Whether it be planning for university, vacations or retirement, together you can set up a plan that works. Norm and his team can advise with your entire family to make sure that financial planning is passed through the generations.
A professional experience
We deliver tailored solutions for all of our clients. We will collaborate closely to devise customized plans that are simple to understand and implement.
One
We get to know you through the discovery process. We discuss your debts, assets, lifestyle, and more. We learn about your goals, financially and "not financially". Then we translate these into dollar and cents, but mostly dollars.
Two
We formulate a plan tailored to you. For example, if in the discovery process you said you wanted to retire at age 55, we show you what it takes to get there. We show you the how.
Three
Together we implement the plan and support you all the way through. We make sure things are simple and easy to understand, and help you stay on track.
Four
We review your finances, successes, and any places with room for improvement. We continue to adjust your plan based on life changes and new goals that arise.
See your finances differently
“We were referred to Norm Toy by a mutual friend and due to a past experience with financial investors I was very skeptical. I am a small business owner and am very conservative. Norm has made me feel comfortable about investing and is always available to answer any questions or concerns that I have. He has made the process of preparing for our future comfortable and stress-free. His team is extremely professional and always treat us with kindness and clarity.
It is because of Norm that we can rest easy knowing that our investments are being managed with the utmost care and attention. I highly recommend that you reach out to him to see how he can help you reach your financial goals.” —Julie B.
“Norm's a very reliable financial advisor. I trust him with all of my financial advice. He’s very personable. It’s very easy to talk to him, and he’s very honest with offering me advice…I recommend him whole-heartedly if you’re looking for a financial advisor.”
“I've stayed with Norm because I find that he's just so personable and he’s not intimidating...When you go meet with Norm you’re just having real life conversations and you’re learning along the way. He’s educating, but giving real life examples. And, he's just so approachable. It's not anything I would have expected from working with a financial advisor.”
“Norm is very special in the industry. He's the only financial advisor I know who provides comprehensive advice...He cares about the client's family and the client’s business.”
Reach your goals now
All of our plans are tailored to you—your lifestyle and your dreams. Let us help you reach your goals. We’re here for you every step of the way.
To design your ideal future we will help you…
Use your personal & business free cash flow to increase your wealth
Preserve and protect your wealth through tax mitigation and insurance strategies
Invest based on a strong understanding and support of your goals
Retire when you plan to
Build your estate plan
Reduce financial risks and insure you against the unknown
By guiding your financial decision making
Achieve your potential and realize your dreams
Get started today
Norman Toy Financial
403-815-2055
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Our Office
Mountainview Business Campus, BLDG 200
#218, 4000 4 Street S.E.
Calgary, AB. T2G2W3